Private healthcare excess benefit scheme

Private healthcare excess cashback

Accord members can claim back 50% of the excess they’ve paid under their employer’s private healthcare scheme, up to £100 per 12-month period.

Key points

Who can claim?

All Accord members with private healthcare from their employer, after 12 months of full, continuous membership (excluding free/discounted periods).

What can you claim?

One claim per 12 months for 50% of the excess paid, up to £100. Only your treatment is covered – not for partners or dependants.

When can you claim?

• After 12 months of membership: You can only claim for treatment received after completing 12 months of full, continuous membership.
• One claim every 12 months:
  • You can make one claim within a 12-month period. 
  • The treatment must occur during that same 12-month period. 
  • Example: If your membership reaches 12 months in July 2024, you can claim for treatment received from August 2024 onwards. 
  • If you claim for treatment in August 2024, your next claim can only be for treatment received from August 2025 to August 2026.

Proof required

Submit proof of excess payment from your healthcare provider (e.g., BUPA, AXA).

How to claim

• Complete the online claim form and attach all required evidence.
• Claims missing information cannot be processed.

Need help?

Contact [email protected] for assistance.

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